Greece has more than two billion euros in its coffers. It is little, if it wishes to continue paying the salaries of its 800,000 civil servants – who were only 400,000 in 1981 to the arrival of the ruling Socialists. To meet its deadlines, the State was to receive in June a slice of eight billion euros of European interest loans. Under the agreements signed, this tranche would be released only after a finding by representatives of the Troika (ECB, IMF, EU) promised that structural reforms were indeed made. As the country is paralyzed by its electoral process since two months, nothing has been done. The financial situation of the Hellenic Republic is particularly critical, and could be declared bankrupt soon June 30

During the week following the elections on May 6, the only ones who seemed not to realize that the country was on the brink policies were, obsessed with their electoral interests. And Alexis Tsipras, the local Mélenchon, who polls promised an increase of his party Syriza three points for a new vote, has consistently refused to make any concessions that would allow a government to obtain a majority in Parliament. "The question now arises that history to each of our politicians is: its priority is it the future of Greece or only the electoral future of his party?", Told us Monday afternoon, the political journalist George Vlavianos.

Fortunately for the country, there is a man who understood that Greece could not afford new elections and the need to try everything to find him a government: President of the Republic payday advance. Skilled negotiator – he was foreign minister from 1985 to 1989 and from 1993 to 1996 – Karolos Papoulias on Monday night proposed a new idea to the leaders of three parties of the center of the political spectrum – PASOK, New Democracy (ND) and Democratic Left (GD) – he had summoned in his office: the formation of a government of technocrats. Fotis Kouvelis, the head of GD, has one condition: an ecumenical support in Parliament, which would include the leftist Syriza.

As he is not sure Tsipras, whose office is decorated with a portrait of Fidel Castro agrees to support such a pro-European government, President Papoulias has reserved two options for the day Tuesday, May 15 At 13 hours, he will receive one on one, Kamenos, the leader of the nationalist right-wing party of "Independents" to try to snatch a possible participation in a government with PASOK and ND. But at 14 hours, he summoned the leaders of the five parties representing the new Greek electoral spectrum – with the exception of KKE Communists and neo-fascist Golden Dawn – to offer them support in Parliament a Government technocrats.

Clearly, this second option, if it was validated, would be better able to calm markets and reassure a little bit of a troika increasingly exasperated

.

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At the office, beware of personal files and other sensitive information. Contrary to popular belief, an employer is absolutely the right to see the entire hard disk of the workstation of its employees, without their permission. The collected files (images or pornographic films mostly, but also documentary evidence of contacts with competitors or disparaging the company from third parties) can then be used as evidence for a dismissal. One exception: personal files.

But how does one determine that a file is personal? The Court of Cassation rendered several decisions to this effect in recent years. The latest, released Thursday, says that a file stored in a folder named "My Documents" can not, despite its name, be considered personal, and can be accessed freely by the superior of the employee concerned.  

Appoint his case with his initials or his name is not enough either. The Supreme Court issued two decisions in 2009 explaining that the names were not enough to identify these records as private.

Personal files can be viewed in the presence of the employee

To ensure that certain files can not be accessed without his knowledge by his employer, the employee must create a folder named "Personal" quick pay day loan. For added security, better also add "Staff" in the name of files in the folder.

But beware! If the employer does not have the right to inspect documents "Personal" without asking permission of his employee, this does not mean it does not look right. The Supreme Court has repeatedly emphasized that the opening of these files should be done in the presence of the employee, or following a phone call to warn him, "unless a particular event or risk justifying the deprivation of life private. "

Better to be cautious by not leaving anything to rest on his workstation outside its business documents. If a sensitive document must pass through your desktop, upload it to a support belonging to you, as an external hard drive, USB drive or smartphone … staff.

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His basic model is a marine motif declined over a tank. But the bit of blue and white Little Marcel preferred the colored stripes printed on a black background on which lies the mark in writing schoolboy.

Imagined in a store of ready-to-wear Grau-du-Roi (Gard), this "Marcel" knows a great climb since its inception in 2005. Now available in 1,500 outlets across the Hexagon, the idea was originally that of a gift for his partner Eric Schieven Linda Leseigneur. A present that had not fatally destined to be reproduced on an industrial scale.

Owned by the couple creator, the company KLS, which operates Little Marcel, employs 45 people and develops, six years after its creation, a turnover "of about 20 million euros, up 20% the previous year, "says commercial director Michel Levy.  

The South, a laboratory

In recent years, the catalog has been enriched and Little Marcel did not remain a prisoner of style nautical wear "left (his) signature." Offering various reasons, always colorful, the brand gingham dresses, swimwear polka dot … Distributed only in stores ready-to-wear at a price of "25 to 35 euros per t-shirt," she wishes to open signs his name in seven cities on the Mediterranean coast and Atlantic to accelerate its development model. All without external capital. "Without the staff, the installation of a shop costs around 300,000 euros," says commercial director.

"The South is our laboratory, advance Michel Levy. The idea is to open stores in areas where we have a mind awareness. "Thus, Hossegor (Landes), Bandol (Var) or Palavas (Hérault) should see the arrival of a store Little Marcel by the summer. "We first want to show us where the season strong on our brands work best, that is to say, in fine weather."

Therefore seasonal stores, an area of ​​100 to 150 square meters, that KLS develop its own before running franchises. "Let's say that eventually a 50-50 mix is ​​a good balance." If the sign function, with an estimated turnover "at the beginning" of € 500,000 per store, "thirty stores are expected to emerge in both years. "

Installed to date on the fishing port of Le Grau du Roi, the warehouse in Little Marcel, whose textiles are machined in Portugal, is planning to move a few miles away in the town of Aigues-Mortes. Soon it will invest a storage center 4000 sqm, against just over 1000 today.

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Subject to market pressure, the Spanish government is ready to break all taboos to address the public accounts of the country. Latest idea, unveiled Monday on a radio by the Minister of Economy, Luis de Guindos: as health care are no longer free for Spaniards earning over 100,000 euros per year. "The regions are responsible for health and education spending. Take into consideration that, in the case of health expenditure, we have accumulated a debt of 15 billion euros and that this can not happen again, "justified the Minister.

The reform is far from being seated. But the Conservative government of Mariano Rajoy has indeed decided to initiate discussions with local executives on this delicate subject. "The regions have to give up spending much of what they spend today," said the budget minister, Cristobal Montoro, in an interview in El Mundo. This can only go through cuts in health and education, two positions that absorb 60% of the budgets of the Spanish regions. Even weakened, the Socialist Party, however, give account of the voice, his number two Elena Valenciano, who said that the decline of these two budgets was a "red line".

British example

If the regions are on the spot like is that they are the cause of the slippage of the Spanish public deficit, which reached 8 guaranteed online personal loans.5% of GDP in 2011 instead of the 6% forecast. To reduce the deficit to 5.3% the government has unveiled a new austerity plan (down from departmental budgets, cuts tax loopholes etc..). But that was not enough to reassure markets. Hence this new trial balloon, that was just after the Minister of Economy assured in an interview with the Frankfurter Allgemeine Zeitung on Saturday that Spain will emerge from this crisis "without outside help."

The idea of ​​restricting the access of the wealthiest households in the social system is not new in Europe. The UK in 2013 will remove child benefit when parents earn over 88,000 pounds (106,000 euros). In France, however, no candidate provides such a measure. Health, successive governments have preferred to increase the share paid by all French. One solution that the Spanish Economy Minister determines not to be "a panacea".

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A helicopter chartered by Total departed Aberdeen on Thursday at 10:35 local time (11:35 Paris) for an initial inspection of the gas leak on the platform Elgin, evacuated March 26. The operation had been delayed so far because of the east wind that beat down the cloud of gas to the landing deck. The winter-like conditions in the north of Scotland where snow whitened the countryside around Aberdeen since the beginning of the week does not facilitate the task.

After about an hour's flight, the helicopter had to land on the platform "PUQ", the residential area of ​​Elgin, 240 km east of Aberdeen in the North Sea. The eight men are to achieve the production platform of Elgin by a walkway 90 meters long. Among them, several employees of the Texas company Wild Well Control, which is illustrated in extinguishing oil wells in Kuwait after the Iraqi invasion of 1991 and during the 2010 oil spill in the Gulf of Mexico.

Specialists will inspect the wellhead from which escape G4 still about 200,000 m3 of gas per day and measure the pressure in the concentric rings that form the wells. Elgin on the platform, all electricity was cut and the flare died out for lack of gas to be burned. The team's visit remains risky, any heat source is likely to cause a gas explosion.

The reconnaissance team must prepare the ground for the operation of plugging the well. In the coming days or next week, ships carrying "sludge" draw near Elgin. These "sludge" in reality a mixture of fluids removed from wells, water and additives concocted to get a precise density, explains Andrew Hogg, director of communications "Exploration and Production" Total, will be injected into the wells in an attempt to "kill", and finally seal. Wild Well Control, this is an operation "standard," said the spokesman for Total, but with a specific difficulty in Elgin field: its high temperature and high pressure.

If this operation, called "top kill" in the jargon oil, fails, it will drill two wells bypass using two mobile platforms in transit. A job that can take six months, and admits Total cost at least $ 150 million per well, indicated Monday the Chevardière Patrick, CFO of the oil company.

The helicopter and its eight crew members must return to Aberdeen in the day, no question of taking the risk of leaking and a platform that all systems are off.

Organize the output of Greece in the euro area, child's play? Almost, in

The end of the euro in a diagram, seen by Hurre Hermans, 11 years No teletrack payday loans.

What are the strategic oil stocks?

As a state member since 1974 to the International Atomic Energy Agency (IEA) – created in response to the first oil shock – France has an obligation to provide oil stocks equivalent to 90 days of net imports or about 17 million tonnes. Member States of the European Union are also required to undergo a similar provision. In early October, the French reservation represented 98.5 days of oil consumption, 60% of processed products and 40% of crude oil.

How are they managed?

This is the Professional Committee of strategic oil stocks (PSSDC) which is responsible for building reserves. All operators who sell oil in France are legally obliged to contribute to their supply. Each of them must provide the equivalent of 27% of quantities released for consumption in the previous year. Some of these quantities is given to manage the limited company inventory management security (SAGESS), which operates under the aegis of PSSDC. The rest is kept available in the repositories of the operators.

The reserves are spread over 235 depots around France. The regulations provide for their distribution in the seven major regions called "defense zones" in administrative and military language, so that each zone has ten days of minimum fuel consumption low fee payday advance. Filing the largest (6 million cubic meters) is located near Manosque in the Alpes de Haute-Provence.

Under what circumstances can they be used?

Strategic stocks are intended solely for civilian use. The Army manages its own reserves separately. In the case of a local crisis of supply, CPSSP may transfer stocks to oil operators, who must agree to make restitution of less than a month. During this time, operators must also make available PSSDC equivalent quantities of products in another place. These punctures are very limited and local.

To really begin three months of compulsory reserve, we need a government decision, taken in cooperation with the IEA and the European Union. Only a severe supply disruption due to a serious international crisis (eg, an oil crisis or boycott a producer), can in theory lead to such a decision.

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With over 62,000 franchised units recorded at the end of 2011, for a turnover of 49 billion euros, the franchise remains a dynamic sector in the economic universe French. According to statistics from the French Franchise Federation (FFF), which holds up to Wednesday night's annual meeting at the Porte de Versailles, 92 new franchise networks were launched last year (for a total of 1569 ). However, some areas are most promising and lucrative than others. Especially, new areas, some surfing very clearly on the crisis, appear and arouse vocations, especially since in their general admission tickets are more affordable.

Overall winner, the 7313 claim services auto franchises across 61 networks. Midas (315 service centers, fast), for example, announces the hiring of 50 franchises this year (either by creation or by recovery sites). Candidates must, however, an investment fund of between 160,000 and 250,000 euros, with 30% minimum down payment. Short-term rental is also dynamic with Rent a Car (480 stores including 200 franchisees) which expects 10 new franchises this year, while Ada is a net balance of 20 openings (for a total network of 480 agencies) .

Ten franchises for over Legendre

Another promising sector, fast food, where we no longer launches, which counted at the end of last year franchises for 3740 123 networks (20 more in a year). One example, Subway, the specialist sandwich and salads, has announced no fewer than 90 new restaurants in 2011, crossing at the same time the 300 units operated under franchise in France. Among the newest signs, Basil & Co, a concept of takeaway pizzas (entrance fee to 60,000 euros). In catering to themes (1101 deductibles and 79 networks), the time is in development with Memphis Coffee, which provides a dozen openings this year with a target turnover of 20 million euros. As for La Boucherie, it plans 20 new restaurants this year (including 10 free) and will recruit 350 people. In total, the company has 83 restaurants for a turnover of 83 million euros.

In the services sector, the academic support stand. During the Legendre who launched the franchise last year with a target network of 50 agencies in 2015, currently has ten franchises (including Toulouse, Pau, Bordeaux, Lyon, Annecy or Saint-Etienne). "For the first year of operation, the agency is a forecast of around 200,000 euros in business volume on average, for the only activity being at home," said Olivier Gresse, marketing director. During the Legendre in 2011 showed a turnover up 13 million euros (+10%) and this year expect a growth of 10%. For its part, Anacours (4.9 million euros of turnover) announces ten new franchises in 2012, while during Ado (23 agencies, including 3 branches), provides eight openings free.

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The French like their views. In 2011, the 45 million Internet account that France have published on the Web about 1.1 million recommendations on local businesses, according Nomao, a search engine "places" which screens more than 100 daily million web pages in five languages. Hotels, restaurants, grocery stores, hairdressers or museums, more than 15 million locations that are subject to the judgments of users throughout Europe. And the French are the champions in this field. They "posting" a comment for 40 users, one for 45 against Italy, one in Spain to 51, and 55 for the UK. Germany is lagging behind, with a comment for 106 users.

Changes in gross terms, notices on the Internet between 2007 and 2011. Photo credit: Nomao.

In a mobile market completely disrupted by the arrival of Free Mobile, Bouygues Telecom said it had lost 159,000 customers, of which 134,000 went to Free Mobile. This represents 1.4% of its fleet of 11.3 million mobile customers. Last week, Orange announced that it had lost, for its part, 201,000 mobile customers in total, or 0.7% of its fleet.

Result, Bouygues Telecom expects a decline of 10% of its turnover in 2012 to 5.14 billion euros. The arrival of Free Mobile is not the only cause. Martin Bouygues, CEO of the group, also cited pell-mell "regulation, the end of the differential termination, terminal costs, Chatel law which is one of the most protective for the consumer."

To resist, the group announced a plan to reduce costs this year. "Our goal is a plan to save 300 million euros, which will be achieved in part through new commercial offerings but also using our flexibility on external loads," said Martin Bouygues. The group, which has 9,800 employees in late 2011, should not undergo abrupt reduction of the workforce. "By cons, what is clear is that staffing levels, recruitment Bouygues Telecom are completely blocked (…). We will let the natural decline to do, "he said, adding that cost savings could affect contractors, subcontractors and suppliers.

"Free Mobile makes the cuckoo"

Bouygues Telecom is also focusing on innovation. The group decided to have a strong positioning in the offers "bare" (without telephone and commitment, 100% web) with B & You, and with the offers services through Eden. It will market its new box with the Sensation "the most powerful processor market and offers the largest VOD thanks to agreements with TF1," said Martin Bouygues. He announced that the band would embark on the next generation mobile (4G) this year and was pleased to have obtained frequencies' en o "- in the band 800 MHz – stressing" they allow a very good coverage inside buildings. "

Martin Bouygues has admitted that the offer of Free Mobile was very aggressive. "But it is by no means a reflection of its production costs. Free Mobile is the cuckoo on the Orange network, he said. The telecom industry is a fixed cost. If someone could have a variable cost structure, if there was distortion of competition, it would in my view extremely serious, "he added, without elaborating.

On the roaming agreement that allows to use the Free Mobile network Orange, Martin Bouygues considers it "would not be unusual that this contract be made public, since the two competitors know, and two others not." All these topics should be discussed at the meeting between Martin Bouygues Telecom and Constable (ARCEP). "If we must suffer and die, it will be the fault of the regulator," he concluded.

Yesterday, Bouygues share lost 2.09%, to 23.88 euros, while the action Iliad (Free) clôturait on a record 99.55 euros, up 2.10%.

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