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		<title>Few women on boards of directors</title>
		<link>http://schulemitbiss.com/few-women-on-boards-of-directors/</link>
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		<pubDate>Fri, 18 May 2012 10:52:04 +0000</pubDate>
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		<description><![CDATA[ 
 Only one company, Publicis, shows a perfect parity between men and women. &#34;The Lady-boom run out of steam already?&#34; Asks Caroline to Marnierre, president of Capitalcom by identifying the number of women who will be entering this year in these boards. A total of 17 women will be appointed at general meetings of shareholders, [...]]]></description>
			<content:encoded><![CDATA[<p> 
<p> Only one company, Publicis, shows a perfect parity between men and women. &quot;The Lady-boom run out of steam already?&quot; Asks Caroline to Marnierre, president of Capitalcom by identifying the number of women who will be entering this year in these boards. A total of 17 women will be appointed at general meetings of shareholders, which is twice less than in 2011 (33 women), according Capitalcom. &quot;The 2012 vintage is characterized by a marked weakening of the dynamics observed in 2011,&quot; the study said. &quot;Increasing diversity is mainly due to the increased number of women holding more money.&quot; </p>
<p> Slow progress
<p> The law provides that Cope-Zimmerman boards must include 20% women by 2014 and 40% in 2017. She timidly begins to bear fruit: the board will count 23.4% women on average this year, against 20.8% in 2011 and only 8.5% in 2007! And 27 major groups on the French side have already fulfilled their obligations for 2014. </p>
<p> In a quarter of them, the rate of mixing is even greater than 30% (BNP Paribas, Bouygues, Credit Agricole, Publicis, PPR, Safran, Societe Generale, Total, Vallourec and Vivendi). Although still scarce, women are increasingly involved in the boards, the study notes, which is &quot;evolution in the number of women who chair a committee (33%).&quot; </p>
<p> Who are they? They averaged 55 years and are mostly French (63.64%). The CAC 40 also account for 7.3% and 6.4% American administrators of the British. </p>
<p> Despite little progress this year, the mix of boards should gain ground in the future. Especially since the European Commission intends to introduce quotas for women on boards of directors and supervisory boards. </p>
<p> ALSO READ: </p>
<p> &quot;The slow rise of women in government </p>
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		<title>Greece: final negotiations before a return to the polls</title>
		<link>http://schulemitbiss.com/greece-final-negotiations-before-a-return-to-the-polls/</link>
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		<pubDate>Wed, 16 May 2012 18:44:05 +0000</pubDate>
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		<description><![CDATA[ 
 Greece has more than two billion euros in its coffers. It is little, if it wishes to continue paying the salaries of its 800,000 civil servants &#8211; who were only 400,000 in 1981 to the arrival of the ruling Socialists. To meet its deadlines, the State was to receive in June a slice of [...]]]></description>
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<p> Greece has more than two billion euros in its coffers. It is little, if it wishes to continue paying the salaries of its 800,000 civil servants &#8211; who were only 400,000 in 1981 to the arrival of the ruling Socialists. To meet its deadlines, the State was to receive in June a slice of eight billion euros of European interest loans. Under the agreements signed, this tranche would be released only after a finding by representatives of the Troika (ECB, IMF, EU) promised that structural reforms were indeed made. As the country is paralyzed by its electoral process since two months, nothing has been done. The financial situation of the Hellenic Republic is particularly critical, and could be declared bankrupt soon June 30 </p>
<p> During the week following the elections on May 6, the only ones who seemed not to realize that the country was on the brink policies were, obsessed with their electoral interests. And Alexis Tsipras, the local Mélenchon, who polls promised an increase of his party Syriza three points for a new vote, has consistently refused to make any concessions that would allow a government to obtain a majority in Parliament. &quot;The question now arises that history to each of our politicians is: its priority is it the future of Greece or only the electoral future of his party?&quot;, Told us Monday afternoon, the political journalist George Vlavianos. </p>
<p> Fortunately for the country, there is a man who understood that Greece could not afford new elections and the need to try everything to find him a government: President of the Republic <a href="http://payday-4all.com">payday advance</a><!-- . -->. Skilled negotiator &#8211; he was foreign minister from 1985 to 1989 and from 1993 to 1996 &#8211; Karolos Papoulias on Monday night proposed a new idea to the leaders of three parties of the center of the political spectrum &#8211; PASOK, New Democracy (ND) and Democratic Left (GD) &#8211; he had summoned in his office: the formation of a government of technocrats. Fotis Kouvelis, the head of GD, has one condition: an ecumenical support in Parliament, which would include the leftist Syriza. </p>
<p> As he is not sure Tsipras, whose office is decorated with a portrait of Fidel Castro agrees to support such a pro-European government, President Papoulias has reserved two options for the day Tuesday, May 15 At 13 hours, he will receive one on one, Kamenos, the leader of the nationalist right-wing party of &quot;Independents&quot; to try to snatch a possible participation in a government with PASOK and ND. But at 14 hours, he summoned the leaders of the five parties representing the new Greek electoral spectrum &#8211; with the exception of KKE Communists and neo-fascist Golden Dawn &#8211; to offer them support in Parliament a Government technocrats. </p>
<p> Clearly, this second option, if it was validated, would be better able to calm markets and reassure a little bit of a troika increasingly exasperated
<p>.
<p> ALSO READ: </p>
<p> &quot;Greece: the confusion between the major parties </p>
<p> &quot;The Athens Europe puts pressure </p>
<p> &quot;The Greek parties are the last ordeal </p>
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		<title>The Bank sought to relaunch</title>
		<link>http://schulemitbiss.com/the-bank-sought-to-relaunch/</link>
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		<pubDate>Tue, 15 May 2012 01:32:10 +0000</pubDate>
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		<description><![CDATA[ 
 Whatever the final scope of the Franco-German compromise on a European recovery plan, a point is a virtual consensus: the European Investment Bank (EIB) will be further tapped. During his campaign, Francois Hollande has repeatedly cited the institution, explaining to want to see more funding for innovative projects. Chaired by a German, Werner Hoyer, [...]]]></description>
			<content:encoded><![CDATA[<p> 
<p> Whatever the final scope of the Franco-German compromise on a European recovery plan, a point is a virtual consensus: the European Investment Bank (EIB) will be further tapped. During his campaign, Francois Hollande has repeatedly cited the institution, explaining to want to see more funding for innovative projects. Chaired by a German, Werner Hoyer, the EIB has the added advantage of being compatible with the philosophy of Berlin in public finance. </p>
<p> Created after the Treaty of Rome, in 1958, this arm of the European Union acts as a conventional financial institution with its shareholders &#8211; the 27 EU member states &#8211; and its own funds &#8211; 232 billion &#8211; which it serves as collateral to raise funds on the market and in return grant funds to the public sector. In other words, an appeal to the EIB does not dig, as such, deficits in the area. </p>
<p> Finance ministers of Twenty-Seven will meet Tuesday morning in Brussels, the Governing Council to start work on the practical modalities of strengthening the institution. An exercise stress: no question that the EIB, currently rated &quot;AAA&quot; by the three major agencies, lose this precious document. Where applicable, the cost of refinancing is found in heavy and interventions become less effective. </p>
<p> Two schemes in the study
<p> Request more loans the EIB is therefore to provide in return the appropriate funds. Two schemes are under consideration. The first is to rely on the EU budget. The idea of ​​bringing the Commission to the capital being strongly opposed by the Member States, the solution that emerges would be to use part of European funds as collateral for loans which would then be granted by the EIB. It is this pattern that has been adopted in Greece, for example where the Bank has committed to lend up to 1 billion euros for innovative SMEs from a guarantee of 500 million EU. </p>
<p> The second scheme &#8211; which holds the rope &#8211; is a mere increase of the EIB&#39;s capital, financed by the 27 shareholders. The magnitude of this increase would be about 10 billion euros, which would allow the EIB to grant 60 billion of loans that can generate around 180 billion investment, thanks to the leverage caused by the co-investment from the private sector. An overall figure on which refuses to engage the side of the EIB, &quot;everything depends on the type of investment, leverage is stronger in the context of public-private partnerships in SME lending&quot; says an official. However, the figure of 10 billion additional capital seems to be confirmed. </p>
<p> The impact is not negligible for the European states. The two main shareholders of the bank, France and Germany, which each own 16.5% stake, will write a check for $ 1.65 billion. And even if it is not, strictly speaking, additional debt, the stress on budgets is important. The talks between finance ministers will continue in the coming weeks, to stop a scheme before the European Council in late June.  </p>
<p> ALSO READ: </p>
<p> &quot;Mario Draghi said its growth pact </p>
<p> &quot;Recovery of growth: the ECB meets in Barcelona </p>
<p> &quot;Soros:&quot; Europe could only finance its stimulus &quot;</p>
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		<title>Japan: adult diapers progressing</title>
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		<pubDate>Sun, 13 May 2012 09:04:03 +0000</pubDate>
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		<description><![CDATA[ 
 Generally, the prosperity of manufacturers of diapers in a country reflects both its standard of living &#8211; the disposable diaper is a commodity rich country &#8211; and its demographic effect. It is different in Japan. For the first time in its history, Unicharm, the largest Japanese manufacturer of layers, found that sales of adult [...]]]></description>
			<content:encoded><![CDATA[<p> 
<p> Generally, the prosperity of manufacturers of diapers in a country reflects both its standard of living &#8211; the disposable diaper is a commodity rich country &#8211; and its demographic effect. It is different in Japan. For the first time in its history, Unicharm, the largest Japanese manufacturer of layers, found that sales of adult models had exceeded those targeting babies for the past year. Japan shows the proportion of over 65 years the highest in the world: 23.3%, according to official figures for October. If the fertility rate (1.39 children per woman) is also anemic, seniors will comprise 40% of the population of the archipelago in fifty years. In the image of Unicharm, out to conquer the market of the third age twenty-five years here, the Japanese supermarket is mobilized on this customer, &quot;the engine of consumption,&quot; according to vice president of the largest supermarket chain, Aeon, quoted by Bloomberg <a href="http://pay-day-loans-4all.com">overnight pay day loans</a><!-- . -->. The &quot;baby boom&quot; Asian only, however, limited to the Empire of the Rising Sun. If more than 65 years represent less than 9% of consumers in China, the country&#39;s one-child policy, their number was still 26 million expanded gray heads in ten years. A market in which the Japanese Unicharm wants to tackle immediately. </p>
<p> ALSO READ: </p>
<p> &quot;Bras postatomiques Japan </p>
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		<title>The &quot;My Documents&quot; is freely available by the employer</title>
		<link>http://schulemitbiss.com/the-my-documents-is-freely-available-by-the-employer/</link>
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		<pubDate>Fri, 11 May 2012 13:48:05 +0000</pubDate>
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		<description><![CDATA[ 
 At the office, beware of personal files and other sensitive information. Contrary to popular belief, an employer is absolutely the right to see the entire hard disk of the workstation of its employees, without their permission. The collected files (images or pornographic films mostly, but also documentary evidence of contacts with competitors or disparaging [...]]]></description>
			<content:encoded><![CDATA[<p> 
<p> At the office, beware of personal files and other sensitive information. Contrary to popular belief, an employer is absolutely the right to see the entire hard disk of the workstation of its employees, without their permission. The collected files (images or pornographic films mostly, but also documentary evidence of contacts with competitors or disparaging the company from third parties) can then be used as evidence for a dismissal. One exception: personal files. </p>
<p> But how does one determine that a file is personal? The Court of Cassation rendered several decisions to this effect in recent years. The latest, released Thursday, says that a file stored in a folder named &quot;My Documents&quot; can not, despite its name, be considered personal, and can be accessed freely by the superior of the employee concerned.  </p>
<p> Appoint his case with his initials or his name is not enough either. The Supreme Court issued two decisions in 2009 explaining that the names were not enough to identify these records as private. </p>
<p> Personal files can be viewed in the presence of the employee
<p> To ensure that certain files can not be accessed without his knowledge by his employer, the employee must create a folder named &quot;Personal&quot; <a href="http://pay-day-loan-s.com">quick pay day loan</a><!-- . -->. For added security, better also add &quot;Staff&quot; in the name of files in the folder. </p>
<p> But beware! If the employer does not have the right to inspect documents &quot;Personal&quot; without asking permission of his employee, this does not mean it does not look right. The Supreme Court has repeatedly emphasized that the opening of these files should be done in the presence of the employee, or following a phone call to warn him, &quot;unless a particular event or risk justifying the deprivation of life private. &quot; </p>
<p> Better to be cautious by not leaving anything to rest on his workstation outside its business documents. If a sensitive document must pass through your desktop, upload it to a support belonging to you, as an external hard drive, USB drive or smartphone &#8230; staff. </p>
<p> ALSO READ: </p>
<p> &quot;A U.S. law to protect the passwords of Facebook employees </p>
<p> &quot;Drifting on Twitter can be very expensive </p>
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		<title>The NYSE hollow losses</title>
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		<pubDate>Wed, 09 May 2012 23:20:13 +0000</pubDate>
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		<description><![CDATA[Presidential in major cities Paris &#124; Leeds &#124; Lyons &#124; Toulouse &#124; Leeds &#124; Sheffield &#124; Liverpool &#124; Bordeaux &#124; Lille 
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			<content:encoded><![CDATA[<p>Presidential in major cities Paris | Leeds | Lyons | Toulouse | Leeds | Sheffield | Liverpool | Bordeaux | Lille </p>
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		<title>Europe is entering a zone of turbulence</title>
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		<pubDate>Tue, 08 May 2012 09:56:03 +0000</pubDate>
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		<description><![CDATA[ 
 From our correspondent in Brussels. 
 The French like the Greeks have sanctioned the rigor and Europe seeking his bearings again. After the victory of Francois Hollande and the crushing defeat of the supporters of the euro in Athens, the EU has launched Monday in a forced march to catch up policy. Under the [...]]]></description>
			<content:encoded><![CDATA[<p> 
<p> From our correspondent in Brussels. </p>
<p> The French like the Greeks have sanctioned the rigor and Europe seeking his bearings again. After the victory of Francois Hollande and the crushing defeat of the supporters of the euro in Athens, the EU has launched Monday in a forced march to catch up policy. Under the banner of growth, but piecemeal. </p>
<p> Much will depend on the ability of the elected president and German chancellor to silence by their dissonances to May 15 on what was until Sunday the compass of European capitals: the fiscal pact and collective discipline. But it is the vote that created consternation Greek. By depriving democratic legitimacy of the bailout which Europe has devoted two years in a considerable energy, it immediately wakes up the specter of a breakup of the euro. </p>
<p> &quot;Greece is at the limit of what its people can cash in&quot; on austerity, Michel Barnier recognizes facing the electoral advance of the extreme. For the French commissioner, the balance needs to find throughout the EU &quot;between what is credible for the markets and what is bearable for the people.&quot; Angela Merkel is weakened by the ordeal, but financial orthodoxy is not provided under attack: &quot;There is no question of renegotiating the bailout&quot; laboriously reached in February with Athens, provides an official at the heart the discussion. </p>
<p> &quot;All debts are created equal&quot;
<p> Sacrificing the Greek plan, or give a penknife in the Treaty budget, would be far worse than burning idols of yesterday. This would pave the way for overflow. Portugal, also on a drip European, certainly require adjustments. In Ireland, it might find in a compact variable geometry a right to say again &quot;no&quot; to a European treaty in the referendum of May 31 </p>
<p> Francois Hollande has not specified how its European partners &quot;for that austerity is no longer inevitable.&quot; Approaching his victory speech had already begun to move to Brussels as the European capitals. This was done in small steps, but the austerity of the mantras are already chipped or less: less structural reforms and budget cuts, more flexibility, employment and growth. &quot;All public debts are not created equal,&quot; ahead of anonymity a senior official opponent of bureaucracy and cost of future investments. </p>
<p> A first dam jumped this weekend when the Finnish Commissioner Olli Rehn, in charge of the case, implicitly admitted that the objective of a budget deficit reduced to 3% in 2013 would perhaps not required by all. Greece, of course, but also Spain overwhelmed by the recession and unemployment could well benefit from this exemption the first inexpressible last month. Under &quot;exceptional circumstances&quot;, validated by other EU countries. </p>
<p> The bet is that markets will accommodate this as an act of political realism and not as a confession of laxity on the euro. The big question remains of course France: its budget program is already extraordinary and rare are those who still believe she can hold the line, despite repeated assurances from President-elect. </p>
<p> The second exception to the rule of the game for the Relief Fund of the euro, too painstakingly negotiated treaty with Berlin. Again, this is Spain and its banks eroded by the recession that give cold sweats. The idea agitated in several capitals would authorize the &quot;European Monetary Fund&quot; to provide loans directly &#8211; that is to say unconditionally &#8211; Spanish banks. But this window open still faces opposition front of Angela Merkel. </p>
<p> ALSO READ: </p>
<p> &quot;Between Merkel and Holland, fundamental disagreements </p>
<p> &quot;The Europeans welcomed President growth </p>
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		<title>Presidential: citizen initiatives relate</title>
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		<pubDate>Sun, 06 May 2012 16:08:04 +0000</pubDate>
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		<description><![CDATA[ 
 &#34;Vote and go anyway!&#34; Displays the travel agency Nouvelles Frontieres, &#34;Vote by proxy and win a free night for two nights and get&#34; diffuse the tourist office in Les Sables d&#39;Olonne, &#34;Voting is open its mouth but better &#34;placards at all is a sign of fast food in ten different languages, while the ski [...]]]></description>
			<content:encoded><![CDATA[<p> 
<p> &quot;Vote and go anyway!&quot; Displays the travel agency Nouvelles Frontieres, &quot;Vote by proxy and win a free night for two nights and get&quot; diffuse the tourist office in Les Sables d&#39;Olonne, &quot;Voting is open its mouth but better &quot;placards at all is a sign of fast food in ten different languages, while the ski resort of Chamrousse proposed his&quot; ski pass citizen &quot;and that the General Council of Essonne offered tickets to a rugby match to persons who have completed their duty to vote. In short, all the slogans that incentives, like ideas, no lack of originality in recent weeks. The objective is twofold: to reduce abstention but also generate additional revenue, or at least ride the wave of presidential elections.  </p>
<p> When the ballot becomes a ski day
<p> The tourist office in Chamrousse (Isère) has understood that he had a vested interest in dragging this track one: &quot;We decided to align the end of the ski season with the day of the first round of presidential elections , by implementing a package to a Euro on presentation of the electoral map duly stamped &quot;says Medhi Kerbati, director of the tourist office. Obviously, he had to get up early to vote at a time and enjoy a sunny day of skiing. The Director welcomes further: &quot;In 2007, we sold between 300 and 350 pass the same day, while on Sunday we have been almost 4,000 packages a day, including 2800 &#39;skipass citizens&#39;.&quot; Therefore a boon to the small station with 90 km tracks. It would be even one of the best days of the season.  </p>
<p> Discounts or freebies appreciated
<p> In Roubaix (North), fast food Burger Food Familiy partnered with the association &quot;Brigade civic action&quot; to grant 10% discount for two rounds of elections, upon presentation of the electoral map stamped. The manager, Ahmed Meguedmi, was very satisfied with the effects of operation: &quot;We found that customers who were not usually crossed our doors, especially young people, but our clientele is 80% family time normal. On April 22, traffic on our restaurants increased by 30-40% compared to other Sundays, &quot;he says. An approach more citizen when one remembers that Roubaix had obtained the record abstention in the first round of regional elections in 2010, over 71%. In the first round of this year&#39;s presidential, abstention remained high at 31.43%. </p>
<p> In the wake of the fight against abstention, in Arles and Aix-en-Provence (Bouches-du-Rhone), the taxi company and Co-bikes Taco has offered to the two rounds of elections free transport customers to their polling station. Was free from 8h to 13h, and the operation has been very positive as explained Aldric Monteux, co-manager of the company: &quot;We were able to combine a citizen but also environmentally friendly, while trying to reduce the abstention. We have carried twenty, or forty trips. This was especially the elderly or people then cut transport, which would probably not displaced. &quot;  </p>
<p> Campaigns sometimes left fallow
<p> Another tourist office, that of Les Sables d&#39;Olonne (Vendee), capitalized on an extended operation on the four weekends of presidential and legislative elections, of offering a third night for people who have established an attorney. In agreement with a dozen providers, the business case put forward here is quite as indicated Dixte Mathieu, marketing manager of the site of the tourist office: &quot;We launched the operation on March 28 because not only the elections Presidential is a drag but tourism and more at this time we still see a drop in attendance of around 15-20%. It was a way to both promote our destination, and encourage people to vote. &quot;  </p>
<p> The only cloud on the table: because of bad weather, the impact has been almost nil, although the website of the tourist office in question recorded an increase of nearly 17,000 visits over the same period (March 24 to 23 April) compared to last year. The operation, in turn, drained 1600 visits since the beginning of the operation. </p>
<p> ALSO READ: </p>
<p> &quot;Fluoroscopy of infidelity or undecided voters strategists </p>
<p> &quot;Advertisers are mobilizing against abstention </p>
<p> &quot;Presidential: 20.53% abstention </p>
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		<title>The CEO of Yahoo! accused of having lied on his CV</title>
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		<pubDate>Sat, 05 May 2012 00:52:04 +0000</pubDate>
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		<description><![CDATA[ 
 Inflate his resume &#8230; &#34;inadvertently&#34;? It is possible, according to Yahoo!, which has adopted this line of defense when one of its shareholders accusing its CEO had lied on his resume. 
 The investment fund Third Point, which is mounted to 5.8% stake in Yahoo! in a few months, denounced in a letter to [...]]]></description>
			<content:encoded><![CDATA[<p> 
<p> Inflate his resume &#8230; &quot;inadvertently&quot;? It is possible, according to Yahoo!, which has adopted this line of defense when one of its shareholders accusing its CEO had lied on his resume. </p>
<p> The investment fund Third Point, which is mounted to 5.8% stake in Yahoo! in a few months, denounced in a letter to the Board an anomaly on the resume of Scott Thompson, CEO of Yahoo! since January. </p>
<p> In the financial records of Yahoo!, Carol Bartz&#39;s successor is introduced as a degree in accounting and computer science from Stonehill College. Now the university has begun offering this course in 1983, four years after Scott Thompson finished his studies there! </p>
<p> For Third Point, this embellished resume &quot;undermines its credibility as an expert in technology&quot; and gives a poor impression when his &quot;character&quot; <a href="http://guaranted-unsecured-personal-loans.com">bad credit personal loan lenders</a><!-- . -->. Incidentally, it also tackles the activist fund board, which would not properly investigated and considered the nominations for the position of CEO. </p>
<p> The risk oversight, however, be difficult to argue, to the extent that this error has been made several times on the resume of Scott Thompson. Previously President of the payment service Paypal online, a subsidiary of eBay, it is always presented as a computer science graduate of the Australian editions of these two sites
<p>.
<p> ALSO READ: </p>
<p> &quot;Lying on his resume, but current risk </p>
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		<title>The Madrid Stock Exchange at its lowest for three years</title>
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		<pubDate>Thu, 03 May 2012 08:40:04 +0000</pubDate>
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		<description><![CDATA[Presidential in major cities Paris &#124; Leeds &#124; Lyons &#124; Toulouse &#124; Leeds &#124; Sheffield &#124; Liverpool &#124; Bordeaux &#124; Lille 
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			<content:encoded><![CDATA[<p>Presidential in major cities Paris | Leeds | Lyons | Toulouse | Leeds | Sheffield | Liverpool | Bordeaux | Lille </p>
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