Generally, the prosperity of manufacturers of diapers in a country reflects both its standard of living – the disposable diaper is a commodity rich country – and its demographic effect. It is different in Japan. For the first time in its history, Unicharm, the largest Japanese manufacturer of layers, found that sales of adult models had exceeded those targeting babies for the past year. Japan shows the proportion of over 65 years the highest in the world: 23.3%, according to official figures for October. If the fertility rate (1.39 children per woman) is also anemic, seniors will comprise 40% of the population of the archipelago in fifty years. In the image of Unicharm, out to conquer the market of the third age twenty-five years here, the Japanese supermarket is mobilized on this customer, "the engine of consumption," according to vice president of the largest supermarket chain, Aeon, quoted by Bloomberg overnight pay day loans. The "baby boom" Asian only, however, limited to the Empire of the Rising Sun. If more than 65 years represent less than 9% of consumers in China, the country's one-child policy, their number was still 26 million expanded gray heads in ten years. A market in which the Japanese Unicharm wants to tackle immediately.

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At the office, beware of personal files and other sensitive information. Contrary to popular belief, an employer is absolutely the right to see the entire hard disk of the workstation of its employees, without their permission. The collected files (images or pornographic films mostly, but also documentary evidence of contacts with competitors or disparaging the company from third parties) can then be used as evidence for a dismissal. One exception: personal files.

But how does one determine that a file is personal? The Court of Cassation rendered several decisions to this effect in recent years. The latest, released Thursday, says that a file stored in a folder named "My Documents" can not, despite its name, be considered personal, and can be accessed freely by the superior of the employee concerned.  

Appoint his case with his initials or his name is not enough either. The Supreme Court issued two decisions in 2009 explaining that the names were not enough to identify these records as private.

Personal files can be viewed in the presence of the employee

To ensure that certain files can not be accessed without his knowledge by his employer, the employee must create a folder named "Personal" quick pay day loan. For added security, better also add "Staff" in the name of files in the folder.

But beware! If the employer does not have the right to inspect documents "Personal" without asking permission of his employee, this does not mean it does not look right. The Supreme Court has repeatedly emphasized that the opening of these files should be done in the presence of the employee, or following a phone call to warn him, "unless a particular event or risk justifying the deprivation of life private. "

Better to be cautious by not leaving anything to rest on his workstation outside its business documents. If a sensitive document must pass through your desktop, upload it to a support belonging to you, as an external hard drive, USB drive or smartphone … staff.

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"Vote and go anyway!" Displays the travel agency Nouvelles Frontieres, "Vote by proxy and win a free night for two nights and get" diffuse the tourist office in Les Sables d'Olonne, "Voting is open its mouth but better "placards at all is a sign of fast food in ten different languages, while the ski resort of Chamrousse proposed his" ski pass citizen "and that the General Council of Essonne offered tickets to a rugby match to persons who have completed their duty to vote. In short, all the slogans that incentives, like ideas, no lack of originality in recent weeks. The objective is twofold: to reduce abstention but also generate additional revenue, or at least ride the wave of presidential elections.  

When the ballot becomes a ski day

The tourist office in Chamrousse (Isère) has understood that he had a vested interest in dragging this track one: "We decided to align the end of the ski season with the day of the first round of presidential elections , by implementing a package to a Euro on presentation of the electoral map duly stamped "says Medhi Kerbati, director of the tourist office. Obviously, he had to get up early to vote at a time and enjoy a sunny day of skiing. The Director welcomes further: "In 2007, we sold between 300 and 350 pass the same day, while on Sunday we have been almost 4,000 packages a day, including 2800 'skipass citizens'." Therefore a boon to the small station with 90 km tracks. It would be even one of the best days of the season.  

Discounts or freebies appreciated

In Roubaix (North), fast food Burger Food Familiy partnered with the association "Brigade civic action" to grant 10% discount for two rounds of elections, upon presentation of the electoral map stamped. The manager, Ahmed Meguedmi, was very satisfied with the effects of operation: "We found that customers who were not usually crossed our doors, especially young people, but our clientele is 80% family time normal. On April 22, traffic on our restaurants increased by 30-40% compared to other Sundays, "he says. An approach more citizen when one remembers that Roubaix had obtained the record abstention in the first round of regional elections in 2010, over 71%. In the first round of this year's presidential, abstention remained high at 31.43%.

In the wake of the fight against abstention, in Arles and Aix-en-Provence (Bouches-du-Rhone), the taxi company and Co-bikes Taco has offered to the two rounds of elections free transport customers to their polling station. Was free from 8h to 13h, and the operation has been very positive as explained Aldric Monteux, co-manager of the company: "We were able to combine a citizen but also environmentally friendly, while trying to reduce the abstention. We have carried twenty, or forty trips. This was especially the elderly or people then cut transport, which would probably not displaced. "  

Campaigns sometimes left fallow

Another tourist office, that of Les Sables d'Olonne (Vendee), capitalized on an extended operation on the four weekends of presidential and legislative elections, of offering a third night for people who have established an attorney. In agreement with a dozen providers, the business case put forward here is quite as indicated Dixte Mathieu, marketing manager of the site of the tourist office: "We launched the operation on March 28 because not only the elections Presidential is a drag but tourism and more at this time we still see a drop in attendance of around 15-20%. It was a way to both promote our destination, and encourage people to vote. "  

The only cloud on the table: because of bad weather, the impact has been almost nil, although the website of the tourist office in question recorded an increase of nearly 17,000 visits over the same period (March 24 to 23 April) compared to last year. The operation, in turn, drained 1600 visits since the beginning of the operation.

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At two weeks of the presidential election, the president of the FNSEA – first agricultural union – fixed priorities of operators for the next five. Xavier Beulin first asks the next tenant of the Elysee to reopen "in July" folder of competition law applied to food.

An "emergency" he said, after the multiplication in recent weeks fines against players of Agriculture and Agri-Food: endiviers, millers, dairies and pig industry by the end of the year . "Since the withdrawal of government in regulating markets, supply chain organization is more necessary than ever. We want to know what he can do in competition within the European framework, "he says. A key issue to rebalance the bargaining power of thousands of often helpless in the face a mass distribution concentrated in five major buying groups.

One solution to this problem – the establishment of a "Small Business Act" as the United States, proposed by Nicolas Sarkozy during the 66th Congress of the FNSEA – was favored by Xavier Beulin. This system is to set aside a significant percentage of tenders to local products. "20% as already allowed the Minister of Agriculture is good but not enough." Francois Hollande proposed last week to double this.

Revalue pensions

Second request of the union: the harmonization of social and environmental standards at European level. "We propose a simple alignment with European standards and no more. France is an excess of zeal in which the disadvantage compared to its competitors, "says Xavier Beulin. This requires a relaxation of administrative permits, such as storing water in times of drought, energy recovery operations through photovoltaics, biogas, or solar energy.

The third priority concerns the pension increases. A petition of 80,000 signatories was brought to the HQ of the ten candidates in the presidential election for a rebalancing of pension for farmers. "It is necessary to upgrade the minimum pension at 75% of minimum wage and align the calculation of pensions over the last 25 years, not the entire career." Finally as regards the common agricultural policy, Xavier Beulin, welcomes the consensus that exists among the candidates, except Marine Le Pen, who advocates a return to French agricultural policy. "The face of French agriculture with 64% of opportunities are provided by Europe would not be the same without the CAP," he recalls.

While the leader of the FNSEA highlights the many positive points of the quinquennium ending, especially on agricultural G20, the various plans emergency aid and lowering labor costs with the social VAT, it does no voting instructions. Especially as the environmental aspect he was disappointed the results of the Grenelle Environment Forum.

He called to vote for either April 22? The union president called simply majority agricultural farmers to go to the polls en masse without giving an instruction to vote. "This has never been in the culture of the house," he concludes.

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What are the strategic oil stocks?

As a state member since 1974 to the International Atomic Energy Agency (IEA) – created in response to the first oil shock – France has an obligation to provide oil stocks equivalent to 90 days of net imports or about 17 million tonnes. Member States of the European Union are also required to undergo a similar provision. In early October, the French reservation represented 98.5 days of oil consumption, 60% of processed products and 40% of crude oil.

How are they managed?

This is the Professional Committee of strategic oil stocks (PSSDC) which is responsible for building reserves. All operators who sell oil in France are legally obliged to contribute to their supply. Each of them must provide the equivalent of 27% of quantities released for consumption in the previous year. Some of these quantities is given to manage the limited company inventory management security (SAGESS), which operates under the aegis of PSSDC. The rest is kept available in the repositories of the operators.

The reserves are spread over 235 depots around France. The regulations provide for their distribution in the seven major regions called "defense zones" in administrative and military language, so that each zone has ten days of minimum fuel consumption low fee payday advance. Filing the largest (6 million cubic meters) is located near Manosque in the Alpes de Haute-Provence.

Under what circumstances can they be used?

Strategic stocks are intended solely for civilian use. The Army manages its own reserves separately. In the case of a local crisis of supply, CPSSP may transfer stocks to oil operators, who must agree to make restitution of less than a month. During this time, operators must also make available PSSDC equivalent quantities of products in another place. These punctures are very limited and local.

To really begin three months of compulsory reserve, we need a government decision, taken in cooperation with the IEA and the European Union. Only a severe supply disruption due to a serious international crisis (eg, an oil crisis or boycott a producer), can in theory lead to such a decision.

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A priori, the CAC 40 prefers the left. History shows that when the Socialists were in power, the index climbed an average of 5.9% per year, while a majority right does increase by only 2.12%. However, according to a study conducted in 2010 by researcher David Le Bris, the best stock market performance of the left are possible … with the right! In reality, everything is played just before an election: when the left is still installed but the government that the right was favored to regain power, while the CAC 40 climbed 9.6% in the three months preceding the election. Conversely, when the left was favored to grab a majority to the right, the stock market fall of 7.4% in three months. Statistically, we can predict that the Paris Stock Exchange lost ground in the coming weeks, if Francis Holland continues to remain the favorite in the polls.

Apart from this pre-election volatility, the stock performance of the left, however, are virtually the same as those of the right. "The markets have no political orientation. What counts is how to lead. And what they hate is uncertainty and risk, "said Alexander Hezez, responsible for managing AM in Convictions. According to him, the markets, which have so far joined the alternation, show no signs of panic and should not reproduce a May 1981 when Mitterrand came to power, the CAC 40 was won by 33%. For thirty years, governments of all stripes were infused into the economy leading stimulus measures, which led the public debt to soar from 20% to 85% of GDP without allowing full employment not support growth quick cash. "Today, the critical issues of fiscal consolidation and the continued construction of a Europe weakened by two years of debt crisis are incorporated into the curricula of the two main candidates," notes Xavier Lepine, President The Executive Board of the French PM. "Whatever the winner of the election, he will have his hands tied by these budgetary constraints and European," he says.

Still, Francois Hollande raises more questions than Nicolas Sarkozy. "PS The candidate seems to prefer higher taxes rather than reducing spending to clean up the public accounts, putting the French economy in danger and pressure rating of the country," notes the U.S. bank Citi. On the European front, the markets held in effect above all that the Franco-German partnership remains strong and welded. "If Francois Hollande did not ratify the European fiscal pact, it calls into question the future of the euro area", warning Gilles Moec, economist at Deutsche Bank. An implausible scenario for operators, who are betting that the PS candidate, if elected, will only add a paragraph on growth targets. "Provided that the markets are right," says Xavier Lepine.

]]> http://schulemitbiss.com/the-market-reaction-to-the-presidential/feed/ 0 http://schulemitbiss.com/the-billions-in-property-sales-of-state/ http://schulemitbiss.com/the-billions-in-property-sales-of-state/#comments Mon, 27 Feb 2012 11:44:03 +0000 admin http://schulemitbiss.com/the-billions-in-property-sales-of-state/  

Barracks, land, old prisons, offices, mansions, forest houses, homes: the state gives each year hundreds of properties it no longer use. These sales it earned 590 million last year. This policy will continue. The State expects to sell 1,870 properties in 2012, 2013 and 2014, for 2.2 billion euros. And everywhere in France (see map).

If sales have accelerated since 2007 (2.8 billion in revenue since then, against 1.8 billion from 2002 to 2006), this is a result of the restructuring of the state initiated by Nicolas Sarkozy. Especially at regional and departmental services of various departments were grouped into two or three entities. Enough free space over the years. The merger of Taxation and Treasury Bercy has the same effect, as the consolidation of the judicial and military maps.

However, over 85% of the gains from these sales were used to renovate or construct public buildings. Only the balance, under 15, reduced the state debt. Playing rules will change, however. Starting this year, 20% of sales (excluding Ministry of Defence in particular) will go to debt reduction. The proportion will reach 30% in 2014.

Another downside: it is often other public, and especially the municipalities, who acquire the assets transferred by the State. Of Commons that value then the operation. Example: the city of Versailles, through the establishment of public land Yvelines, bought at the army barracks in 2011 Pawn in Versailles. The city will create on the site of activity areas and housing. The subject has also become political, presidential forces. Francois Hollande suggested that the state sells its land free of charge to municipalities so that they will develop social housing. Nicolas Sarkozy denies the charge assignment and advocates an acceleration of land sales.

Foreign investors

In Paris, foreign investors are also part. Thus, the former headquarters of Météo France, near the Eiffel Tower, was sold for sixty million to the Russian state, which will build an Orthodox cathedral. Yves Deniaud, UMP deputy chairman of the Real Estate Council of State, has openly on the Qataris, the Russians and Chinese to buy four mansions for sale in the seventh arrondissement. Individuals who are interested in goods, cheaper, in the province can learn about the site of France Domaine which lists properties for sale.

She, however, improved the quality of service. The unemployed, who had previously two parties, the ANPE and Assedic, are addressed only to the employment center. There are two more administrations for taxes, but only one. Another advance, the French can make 80% of their usual procedures online at any time of day and night. Finally, we are always looking to reduce delays. Thus, the Hospices Civils de Lyon (CHU) fell by over 50% of the time to transition to pediatric emergencies, reducing it to half past one.

Strategies in all were very pessimistic about the euro a month ago have adopted more moderate judgments fast cash now. "European politicians have given themselves time to solve problems. While Greece is in trouble but it still has until mid-December to collect the necessary financial support, "said John Kicklighter, Currency Strategist at DailyFX.

At Saxo Bank, comments are more incisive. "The sharp depreciation of the euro against the dollar mainly due to the renewed concern about the Italian debt.

The switch left the Senate finally adopted complicated "as" the social security budget. The Social Affairs Committee on Wednesday rejected a text "needy, irresponsible and unrealistic." For the communist president Annie David, this budget marks "a return to the cessation of the corporate balance" with a deficit projected at 18.2 billion in 2012.