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Whatever the final scope of the Franco-German compromise on a European recovery plan, a point is a virtual consensus: the European Investment Bank (EIB) will be further tapped. During his campaign, Francois Hollande has repeatedly cited the institution, explaining to want to see more funding for innovative projects. Chaired by a German, Werner Hoyer, the EIB has the added advantage of being compatible with the philosophy of Berlin in public finance.

Created after the Treaty of Rome, in 1958, this arm of the European Union acts as a conventional financial institution with its shareholders – the 27 EU member states – and its own funds – 232 billion – which it serves as collateral to raise funds on the market and in return grant funds to the public sector. In other words, an appeal to the EIB does not dig, as such, deficits in the area.

Finance ministers of Twenty-Seven will meet Tuesday morning in Brussels, the Governing Council to start work on the practical modalities of strengthening the institution. An exercise stress: no question that the EIB, currently rated "AAA" by the three major agencies, lose this precious document. Where applicable, the cost of refinancing is found in heavy and interventions become less effective.

Two schemes in the study

Request more loans the EIB is therefore to provide in return the appropriate funds. Two schemes are under consideration. The first is to rely on the EU budget. The idea of ​​bringing the Commission to the capital being strongly opposed by the Member States, the solution that emerges would be to use part of European funds as collateral for loans which would then be granted by the EIB. It is this pattern that has been adopted in Greece, for example where the Bank has committed to lend up to 1 billion euros for innovative SMEs from a guarantee of 500 million EU.

The second scheme – which holds the rope – is a mere increase of the EIB's capital, financed by the 27 shareholders. The magnitude of this increase would be about 10 billion euros, which would allow the EIB to grant 60 billion of loans that can generate around 180 billion investment, thanks to the leverage caused by the co-investment from the private sector. An overall figure on which refuses to engage the side of the EIB, "everything depends on the type of investment, leverage is stronger in the context of public-private partnerships in SME lending" says an official. However, the figure of 10 billion additional capital seems to be confirmed.

The impact is not negligible for the European states. The two main shareholders of the bank, France and Germany, which each own 16.5% stake, will write a check for $ 1.65 billion. And even if it is not, strictly speaking, additional debt, the stress on budgets is important. The talks between finance ministers will continue in the coming weeks, to stop a scheme before the European Council in late June.  

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At the office, beware of personal files and other sensitive information. Contrary to popular belief, an employer is absolutely the right to see the entire hard disk of the workstation of its employees, without their permission. The collected files (images or pornographic films mostly, but also documentary evidence of contacts with competitors or disparaging the company from third parties) can then be used as evidence for a dismissal. One exception: personal files.

But how does one determine that a file is personal? The Court of Cassation rendered several decisions to this effect in recent years. The latest, released Thursday, says that a file stored in a folder named "My Documents" can not, despite its name, be considered personal, and can be accessed freely by the superior of the employee concerned.  

Appoint his case with his initials or his name is not enough either. The Supreme Court issued two decisions in 2009 explaining that the names were not enough to identify these records as private.

Personal files can be viewed in the presence of the employee

To ensure that certain files can not be accessed without his knowledge by his employer, the employee must create a folder named "Personal" quick pay day loan. For added security, better also add "Staff" in the name of files in the folder.

But beware! If the employer does not have the right to inspect documents "Personal" without asking permission of his employee, this does not mean it does not look right. The Supreme Court has repeatedly emphasized that the opening of these files should be done in the presence of the employee, or following a phone call to warn him, "unless a particular event or risk justifying the deprivation of life private. "

Better to be cautious by not leaving anything to rest on his workstation outside its business documents. If a sensitive document must pass through your desktop, upload it to a support belonging to you, as an external hard drive, USB drive or smartphone … staff.

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Thousands of people started marching Tuesday across France to say no to them according to the austerity imposed by the European Union and call for a genuine policy of growth to five days before the second round of presidential elections.

Nearly 290 processions are announced by the CGT, one in the afternoon in Paris, where walkers will have been preceded by a National Front demonstration and where they will parade during a political rally organized by the outgoing president.

The inter-union (CFDT, CGT, FSU, UNSA and Solidaires), promises that there will be no political message on the banners of the first parades in May-but the CGT, unlike other organizations, called for "beat Nicolas Sarkozy."

In Marseille, about 20,000 people, according to unions, protested for a parade more social than political. "This gives it a special flavor, but we do not mean our demands immediate demands in the pocket," said the delegate county of the CGT, Mireille Chessa. The banner head behind which all the unions, with the exception of FO, marched, summed up this attitude. "Against the austerity policies, workers united for social progress" could be read. Fralib employees, who for nearly two years to oppose the closure of the last site in France to make the teas Elephant, opened the procession.

Holland in Nevers to honor Beregovoy

About 1500 people marched in 4500 in Strasbourg and Mulhouse, according to a statement made on site by Reuters, a significant interest in Alsace, while the region is in middle of spring break and the CFDT was not involved, as organization, in the event.  

In Strasbourg, where employees of the truck manufacturer Caddie, in receivership, opened the parade, only a few slogans directly recalled the presidential election, as "If you're against Sarkozy, clap your hands", sung by the Orchestra of the CGT.

In Paris, delegations from the Socialist Party and the Left Front should remain in the rear of the parade as not to hinder the trade unionists and Francois Hollande has chosen to honor Nevers (Nièvre) to Pierre Beregovoy, the Prime Minister Francois Mitterrand, who s 'committed suicide there exactly 19 years.

Union leaders see as a "provocation" of Nicolas Sarkozy's decision to hold its own gathering on the job after reporting since the beginning of the campaign "these intermediate bodies" that are the unions.

"The first is May-workers and anyone else," said Francois Chereque Tuesday on BFM TV. The secretary general of the CFDT, which does not give instructions to vote, said the speech of Nicolas Sarkozy on the job has become "unbearable." "Every time there was a takeover in the history of politics on this holiday (1-May-Ed) was derived in a context of undemocratic," he said Monday in an interview published by Liberation .

Thibault argues for a social Europe

The secretary general of the CGT, Bernard Thibault, has instead confirmed he called to vote for Francois Hollande. "The CGT called to fight the current president," he said on Europe 1. "I am surprised that some are surprised that a union of employees can have an opinion about the issues of a presidential election."

"It's from the social balance sheet, economic and president of his intentions – among his first, he wants to, as the employers claimed, a reform of the definition of termination for economic reasons," that this position has was taken, he said.

The SGC requires a minimum wage to 1,700 euros per month and expects Francois Hollande, who has promised a big meeting with the social partners if elected on May 6 before deciding, he goes in that direction very quickly. Bernard Thibault believes that the austerity measures introduced in the European Union led the latter to the disaster and calls for a social Europe.  

To better themselves as "unifier" Nicolas Sarkozy faced with a "who wants to divide", the Socialist candidate Francois Hollande has sent a letter to leaders of the five confederations. He reiterated his promise to do major players in the next five years if they win.

(With Reuters)

A helicopter chartered by Total departed Aberdeen on Thursday at 10:35 local time (11:35 Paris) for an initial inspection of the gas leak on the platform Elgin, evacuated March 26. The operation had been delayed so far because of the east wind that beat down the cloud of gas to the landing deck. The winter-like conditions in the north of Scotland where snow whitened the countryside around Aberdeen since the beginning of the week does not facilitate the task.

After about an hour's flight, the helicopter had to land on the platform "PUQ", the residential area of ​​Elgin, 240 km east of Aberdeen in the North Sea. The eight men are to achieve the production platform of Elgin by a walkway 90 meters long. Among them, several employees of the Texas company Wild Well Control, which is illustrated in extinguishing oil wells in Kuwait after the Iraqi invasion of 1991 and during the 2010 oil spill in the Gulf of Mexico.

Specialists will inspect the wellhead from which escape G4 still about 200,000 m3 of gas per day and measure the pressure in the concentric rings that form the wells. Elgin on the platform, all electricity was cut and the flare died out for lack of gas to be burned. The team's visit remains risky, any heat source is likely to cause a gas explosion.

The reconnaissance team must prepare the ground for the operation of plugging the well. In the coming days or next week, ships carrying "sludge" draw near Elgin. These "sludge" in reality a mixture of fluids removed from wells, water and additives concocted to get a precise density, explains Andrew Hogg, director of communications "Exploration and Production" Total, will be injected into the wells in an attempt to "kill", and finally seal. Wild Well Control, this is an operation "standard," said the spokesman for Total, but with a specific difficulty in Elgin field: its high temperature and high pressure.

If this operation, called "top kill" in the jargon oil, fails, it will drill two wells bypass using two mobile platforms in transit. A job that can take six months, and admits Total cost at least $ 150 million per well, indicated Monday the Chevardière Patrick, CFO of the oil company.

The helicopter and its eight crew members must return to Aberdeen in the day, no question of taking the risk of leaking and a platform that all systems are off.

Pierre Lescure: Recruiting is a "coitus … Cadremploi by Pierre Lescure is an emotional, as Jean-Pierre Raffarin that we interviewed last week. This is an emotional, that blends culture journalist with the management culture. Listen to them talk about his relationship with Jean-Marie Messier when he was head of Canal Plus, to understand how it has deteriorated. And when Pierre Lescure, who now heads the Theatre Marigny in Paris, compared to the job interview "coitus" and even "penetration" should not be seen as a sign of perversion or the projection of a follower Promotion sofa. Not at all. Pierre Lescure is a mathematician, in his own way for him, recruiting is like a life together. It should be fertile: 1 + 1 will require a little more than 2 so that the recruitment is successful.  

That's why it gives this advice to candidates: make his point of view. Equal competence, which will make the difference for him? Between two lawyers, two controllers, Lescure will choose a woman or man who has a "perspective" free online credit report. The "view", this is nothing more than a way of seeing the world next to his work.

We understand why "I speak under your control," a term servile and bustles (we all used one day), it exits through the eyes. It is also wary of a driver who has practiced on the road the failure to give way to right that driver will be a bad candidate. In short, we must watch this video to understand why a boss Lescure was adored, loved, regretted when he left Canal Plus.

Pierre Lescure just published by Grasset in collaboration with journalist Sabrina Champagne, a book of memoirs entitled In the baba.

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A priori, the CAC 40 prefers the left. History shows that when the Socialists were in power, the index climbed an average of 5.9% per year, while a majority right does increase by only 2.12%. However, according to a study conducted in 2010 by researcher David Le Bris, the best stock market performance of the left are possible … with the right! In reality, everything is played just before an election: when the left is still installed but the government that the right was favored to regain power, while the CAC 40 climbed 9.6% in the three months preceding the election. Conversely, when the left was favored to grab a majority to the right, the stock market fall of 7.4% in three months. Statistically, we can predict that the Paris Stock Exchange lost ground in the coming weeks, if Francis Holland continues to remain the favorite in the polls.

Apart from this pre-election volatility, the stock performance of the left, however, are virtually the same as those of the right. "The markets have no political orientation. What counts is how to lead. And what they hate is uncertainty and risk, "said Alexander Hezez, responsible for managing AM in Convictions. According to him, the markets, which have so far joined the alternation, show no signs of panic and should not reproduce a May 1981 when Mitterrand came to power, the CAC 40 was won by 33%. For thirty years, governments of all stripes were infused into the economy leading stimulus measures, which led the public debt to soar from 20% to 85% of GDP without allowing full employment not support growth quick cash. "Today, the critical issues of fiscal consolidation and the continued construction of a Europe weakened by two years of debt crisis are incorporated into the curricula of the two main candidates," notes Xavier Lepine, President The Executive Board of the French PM. "Whatever the winner of the election, he will have his hands tied by these budgetary constraints and European," he says.

Still, Francois Hollande raises more questions than Nicolas Sarkozy. "PS The candidate seems to prefer higher taxes rather than reducing spending to clean up the public accounts, putting the French economy in danger and pressure rating of the country," notes the U.S. bank Citi. On the European front, the markets held in effect above all that the Franco-German partnership remains strong and welded. "If Francois Hollande did not ratify the European fiscal pact, it calls into question the future of the euro area", warning Gilles Moec, economist at Deutsche Bank. An implausible scenario for operators, who are betting that the PS candidate, if elected, will only add a paragraph on growth targets. "Provided that the markets are right," says Xavier Lepine.

When the VAT hike in early 2011 and the arrival of Free Mobile early 2012, mobile operators have seen their customers from leaving in droves to a competitor in search of a better price. "The price does not explain everything. We underestimated the frustration of customers, "recently confessed an operator. Because, rightly or wrongly, telecom focus the discontent of consumers. The sector holds in the palm of 2011 claims (24%), before the consumer (22%) and computers (12%), as the documentary credit.

Within the family telecoms, mobile internet is back in front in claims: in 2011, 53% of complaints received by the French Association of telecom users (AFUTT) concerned the mobile Internet access 38% and 9% fixed phone. Mobile-related complaints rose 11%, while those related to Internet were down 28%.

In Mobile, the fourth door on the invoice disputes: consumers are left with overruns, mostly due to premium rate calls as the SMS + or spam for users scammed. Also involved, according to AFUTT, misuse of mobile Internet abroad, and the complexity of fee schedules.

Furthermore the bill, disputes also include the termination of the contract. Customers who have purchased a package included with phone and find themselves thus committed 12 or 24 months, resent not being able to cancel without charge, including for reasons considered legitimate: death, moving abroad, loss of employment, etc fast cash without a hassle..

After contacting customer service, then the service consumer of their operator, the aggrieved clients can always resort to the mediator. "When the Ombudsman receives, operators generally find a solution because their desire is to reduce complaints," said Francois Cuinat, mediator of electronic communications. Complaints are more likely among clients of virtual operators (MVNO) than the "big" operators, indicates the AFUTT. "Orange, SFR and Bouygues have an index of conflict less than 1, the Bouygues Telecom is much improved this year. That of MVNOs still significantly higher, "said the AFUTT.

In this context, what impact will the arrival of Free Mobile? "We have nothing to report about Free Mobile. But for the mobile market as a whole, we are very interrogative on the effect of a competition that would be too exclusively based on prices, said Jacques Pomonti, president of the AFUTT. We hope that the price competition will not affect the quality of service or investment in infrastructure, "he concluded.

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In little over a year, 100,000 people have volunteered to open their personal health record (DMP). Agency shared information systems of health (ASIP-Health) announced results Thursday at its annual conference. This virtual folder, which can gather on a server computer history, prescriptions, diagnosis, hospitalization reports or analysis, or CT images or MRI, is accessible and modifiable by healthcare professionals with the agreement of their patient.

While the PS deputy Gerard Bapt just requested an audit of the Court of Auditors, denouncing a device expensive and too centralized, the DMP driver, Jean-Yves Robin, director of the ASIP-Health, insisted yesterday: "Yes The DMP had its schedule. Yes, there on the ground. Yes, he has mastered its cost. "Let € 94 million for five years of experimentation, then 60 million to start the generalization. But, says Jean-Yves Robin, "we have yet to develop uses" – a folder contains on average 2 documents for the moment.

If the director of the ASIP-Health is struggling to hide a hint of annoyance is that the DMP was born with a disease that weakens always skepticism. Blame it on her "parents", Philippe Douste-Blazy and Xavier Bertrand, who in 2004 had promised to equip all the French mid-2007, to the point of wanting to lower repayments of those who would not use it. A flop.

Physicians bill pay

The project started from scratch in late 2009, driven by Roselyne Bachelot. Jean-Yves Robin hoped for a faster take-off – he had advanced "order of magnitude of 2 million cases opened in 2011." But he justifies, the first software that allows healthcare professionals to transfer data with a click of their computer to the DMP a patient arrived late (only 1% of doctors have them). Medical unions are also demanding more or less directly, compensation for time spent to update the DMP – they have not yet integrated this criterion in the "pay for performance" in general they just set place with Medicare. Finally, in 72 hospitals and clinics "converted" in 3000, opening a DMP is rarely offered routinely on admission, contrary to what the Health ASIP-imagined, but in only a few services.

Still, Jean-Yves Robin is convinced that the machine is, this time launched, with a number of cases opened each week steadily increasing (currently 3500). New goal: "300,000 cases by 2012, and a million DMP during the next year."

The candidate Francois Bayrou – joined by Philippe Douste-Blazy? – Wants to speed: for him, the DMP, and avoid repeat several times the same tests or prescribe medication incompatible, will save 4 billion per year. This figure "is not reasonable, disapproves of the president of the ASIP-Health, Michel Gagneux. It is a long term project, which will not yield savings anytime soon, although I am sure it will ultimately efficiency factor. Any expert who will quote any figure is lying to you. "

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The alliance between the U.S. carmaker General Motors and its French partner PSA is accurate. Last night, the U.S. giant has announced it will pay 320 million euros to take a 7% of PSA Peugeot Citroen. The Detroit-based group said the two groups will manufacture at least four common vehicle models by 2016. In announcing the proposed alliance, Dan Akerson, the CEO of General Motors, was carrying indicated that "each partner will continue to design, manufacture and sell its own vehicles."

In addition, General Motors said in a document addressed to the U.S. stock market watchdog, the SEC, that the alliance is initially sealed for a period of ten years. Both groups can then renew their partnership, unless one party is opposed to this extension. The first manufacturer in the world adds that the proposed alliance may be terminated if a competitor of GM takes 10% or more PSA, or if the share held by the Peugeot family falls below the threshold of 15% and that a competitor amounted to 5% or more. A clause further provides for an end to the partnership if another automaker acquires 3% of PSA following an agreement with PSA Peugeot or with family.

A price of 8.27 euros per share, which disappoints investors

For its part, Peugeot said this morning that the operation will be priced at 8.27 euros per share, representing a discount of 42% over the closing price last night. What irritated investors, awarded the title at the opening of the Paris Stock Exchange on Tuesday Peugeot forfeits 5.39% to 13.44 euros in early trade, while the index referring to the Paris, the CAC 40, posted at the same time a decrease of 0.35%. The group also explained to shareholders that he did not pay a dividend this year.

The proposed alliance announced last week solely to improve profitability and competitiveness of both companies. The partnership will be the occasion of a capital increase of around 1 billion euros. After the operation General Motors will enter the capital of the Lion brand to the tune of 7%, making it the second largest shareholder of the company behind the Peugeot family. The family will in turn invest 150 million euros in the operation to remain the largest shareholder, with about 25% of the capital.

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The single currency is not yet fully reassured about his future, but their free-living indeed their last hours. The ultimate ticket holders have until francs Friday, February 17 for exchange against euro in one of 70 branches of the Bank of France. After this date, 50 million in cuts, $ 4 billion francs, still in circulation will become worthless and become a well reserved only for collectors. A treasure estimated at nearly 600 million euros, most of which should disappear in the wild. Side of the Banque de France, we do not expect to recover more than 100 million euros, in the best case. What, at this time of fiscal restraint to the affairs of public managers.

Indeed, the free-considered missing that could ultimately represent a value of 500 million-have already been recorded in the revenue budget in 2012 by the Ministry of Economy and Finance. This is called "the nerve to issue": when she makes notes on behalf of the State, the Bank of France holds an accounting claim on the Treasury. Tickets not made by individuals are so much money that the state will not pay the bank, which explains the good news for public accounts.

jechangemesfrancs.com

However, the Bank of France has seen a marked acceleration of the return tickets at counters this week. "They should still grow until next Friday. In general, the French like to do it at the last minute, "said Olivier Fournier, collector and president of the Friends of the coin of the euro. "A great many people have kept a note of each value in memory. Unlike the euro, francs were distinguished by the beauty of the drawings that were very identity, "he adds.

The profiles of people still in possession of francs are quite varied. Some report bundles found in the family reserves, known or hidden. Others initially skeptical about the chances of survival of the euro finally gave up and believe in the single currency and bring stacks of tickets 200 or 500 francs. The rest, the vast majority of tickets that will not come back, are held by collectors but also by tourists who have not exchanged their francs during their stay in the country, there are over ten years. "If it is based on previous returns, it is mainly the small cuts that do not return. However, sometimes it tells us large sums of 100, 200 or 500 francs … the famous sock! "Says the Bank of France.

The current operation covers only the five types of notes from the last collection. The rooms, meanwhile, are more monetized since 2005. The Banque de France is committed to exchanging old francs, even damaged, against euro subject "that more than half of the paper is still present." Individuals who still have tickets at home a little torn therefore can still try to exchange them.

To simplify their lives, the monetary institution has launched a website detailing jechangemesfrancs.com branch address where the tickets and return values ​​into euros corresponding exchange.

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